Free Credit Report Song - Commercials, Music, Mp3, and Lyrics

free credit report song The other day, we were playing random songs on a guitar, and somehow, "Blackbird" by the Beatles was followed by the "free credit report" song about pirates from the Freecreditreport.com commercial. Amazingly, we collectively knew about 80% of the lyrics...who knew a credit-related jingle could be such an ear worm. I was inspired to post all of the free credit report commercials and lyrics for your enjoyment...ta-da.

Free credit report song: "ROCK STAR" COMMERCIAL

Download Free Credit Song MP3: ROCK STAR mp3

Free credit report .com song: "ROCK STAR" LYRICS

When you're a rock star
You get to party hard
Champagne and caviar
Tricked out exotic cars

It's just now I thought I'd be
'Xcept the party's not for me
Cause some punk opened a credit card
With my ID

Free -- What?
Free Credit, Report.com
That's the site I'm gonna hit
When I go home

They know how credit works
They send email alerts
Now I'm findin out
How bad reality hurts

Free credit report song: "BIKE" COMMERCIAL

Download Free Credit Song MP3: BICYCLE mp3

Free credit report .com song: "BIKE" LYRICS

Check it out Gas prices blowin up sky high,
Ditched my used subcompact for a two wheeled ride,
Now I'm rollin Eco-friendly but i still look bad,
When the bike store saw my credit they said, "This was all they had,"
I'm singin,
F to the R to the E to the E,
To the C to the R to the E D I T,
RE to the PORT to the DOT to the COM,
Come on everybody grab your bike and sing along it's easy...

Free credit report commercial: "PIRATE IN RESTAURANT" Video

Download Free Credit Song MP3: PIRATE mp3

Free credit report.com commercial: "PIRATE IN RESTAURANT" Lyrics

Well they say a man should always dress for the job he wants
So why am i dressed up like a pirate in this restaurant
Its all because some hacker stole my identity
Now I'm in every evening serving chowder and ice tea
Shoulda gone to free credit report dot com
I coulda seen this comin' at me like an atom bomb
They monitor your credit and send you e-mail alerts
So you don't end up selling fish to tourists in t shirts

Free credit report.com song: "NEW CAR" Commercial

Download Free Credit Song MP3: NEW CAR mp3

Free credit report.com music: "NEW CAR" Lyrics

While I was shoppin' for a new car, which one's me?
A cool Convertible or an SUV?
Too bad I didn't know my credit was whack,
Cuz' now I'm drivin' off a lot in a used Subcompact.
F-R-E-E that spells free,
Credit report dot com baby.
Saw their ads on my T.V.
Thought about going, but was too lazy.
Now instead of lookin' fly n rollin' phat,
My legs are sticking to the vinyl and my posse's gettin' laughed at.
F-R-E-E that spells free,
Credit report dot com baby.

Free credit report comercial: "DREAMGIRL" Commercial

Download Free Credit Song MP3: Dream Girl mp3

Free credit commercial: "DREAMGIRL" Lyrics

Well I married my dream girl.
I married my dream girl.
But she didnt tell me her credit was bad.
so now instead of living in a pleasant suburb.
we're living in the basement at her mom and dads.
No we cant get a loan
for a respectable home.
Just because my girl defaulted on some old credit card.
If we'd gone to free credit report dot com,
I'd be a happy bachelor with a dog and a yard.

Random Notes:

David Muhlenfeld = Songwriter behind all the jingles. (Interview here)
Eric Violette = Free Credit Report dot com Guy
The Martin Agency = Ad Agency that created the commercials
FreeCreditReport.com = is not totally free. According to the website:

"When you order your free report here, you will begin your free trial membership in Triple Advantage Credit Monitoring. If you don't cancel your membership within the 7-day trial period**, you will be billed $14.95 for each month that you continue your membership."

Doesn't hurt to try, I suppose. At least the jingles make me bop my head up and down...

UPDATE: GREAT NEWS! At long last, after many requests, mp3 downloads are now included for all the song! (Courtesy of the Free Credit Report Band video contest.) Speaking of which, don't forget to download mp3s of my songs on my music page!

Comments

Not sure if you've seen this, but there's a little bit of controversy about the commercials and Eric Violette:

http://www.msnbc.msn.com/id/26061279/

Posted by: Robin | August 18, 2008 07:46 AM

Robin: a-hah! Interesting...I'll need to check out the clip, and add it to the "notes" section. :)

Posted by: garagespin | August 18, 2008 03:46 PM

Okay, I love these songs too! They really do get stuck in your head. I didn't remember the Dream Girl one until I saw the lyrics, then suddenly, I started singing it. BUT, I do think it's lame that their big pull is FREE, when it's not at all free. And there are, in fact, other credit report services which are TOTALLY free, and totally legit.

Do the commercials make sense? Well, sort of. Sometimes. I wasn't sure why not knowing your credit report would force you to work in a pirate restaurant, so I sort of made some leap assuming that he'd experienced identity theft, and lost all his money and therefore had to work at a restaurant. But if he had checked his credit report, he would have been alerted to the identity theft earlier. But that doesn't really make much sense either. And would you really not date a girl just because her credit was bad? Seems to me that if she's cute, guys are all too willing to overlook credit reports. The bike one makes more sense.

BUT, I don't think that's the point, so I don't really care. It's just a silly little jingle to get stuck in your head, and make you sing "free credit report dot com." And that branding really works. But I will certainly never use the service.

Posted by: Tara | August 18, 2008 07:18 PM

Tara: wow, I can tell you've thought about this a lot! :) Yeah, the name of the product is misleading...if it's called "Free Credit Report", it should be free, no? If I walked into a store called Free Bagels, I'd expect a free bagel. Ah well...

Posted by: garagespin | August 18, 2008 09:10 PM

Sort of like if you tried to actually finagle a bagel from Finagle A Bagel.

Anyway, that "New Car" song has been stuck in myhead for a month...

Posted by: Jay | August 18, 2008 10:48 PM

Jay: Yes, exactly like that. ..All this talk about bagles is getting me hungry...

"So why am i dressed up like a pirate in this restaurant?"

Posted by: garagespin | August 19, 2008 01:54 PM

I absolutly love your songs there so awsome

Posted by: mackenzie welker | August 26, 2008 03:48 PM

The guy is cute, yes, and the songs are catchy--but why does he have to lip synch SO BADLY to the singer? I don't get it. It looks so fake. And while I know it is, it doesn't have to look that way. You know what I mean?

Posted by: Jenny J | August 26, 2008 04:39 PM

these comercials are so easy to remember
i know all of them
lool

Posted by: Jackie | September 2, 2008 08:35 PM

He lip-syncs because he is French-Canadian and his French accent makes him hard to understand.

Posted by: Lisa | September 10, 2008 06:01 PM

Nice one. I hadn't seen the bike one yet. I commute by bike and see more bikers on the road these days than ever. Peace, love and bikes!

Posted by: Keston | September 11, 2008 02:12 AM

i LOVE the bike commercial

Posted by: cal | September 19, 2008 12:54 PM

the best is deffinently new car

Posted by: kevin | September 21, 2008 04:35 PM

omg, this is so convenient! i always searched my tail end off for these commercials and i could never find them up until now! undeniably, the best one is the bike one!

Posted by: Jasmine-Janae | September 28, 2008 06:03 PM

i LOVE these songs they rock they might not be popular but they realy are to me tell me how to get them as a ringtone!!!!!!......lol

Posted by: summer | October 4, 2008 08:57 PM

I Love all the commercials, I Especially Love the Bike one I have it as my ringtone, lol Anyway all this talk about the commercial making sense and him lip synching! What is the big deal its a Commercial you are not being forced to look into it and if you do and do not like it go somewhere else, AGAIN I 4 ONE LOVE ALL THE COMMERCIALS AND HOPE THEY CONTINUE. P.S. Oh yeah and think the curly hair kid is a cuttie... lol
P.S.S. as far as the ringtones u can get them free on Myxer.com

Posted by: Mela | October 7, 2008 05:58 PM

i am a freecredidreport.com fan not for thecredit for the commercials (iknow what your thinking but have you herd them their really catchy)i have memorised all of them the first time you watch one their stuck in your head i have all them listed from my favriote to good 1.BIKE 2.ROCKSTAR 3.NEW JOB 4. NEW CAR 5. DREAM GIRL IM getting on here every day to watch them

Posted by: andrew | October 12, 2008 09:39 PM

Can you buy these songs off itunes or something? I want them on my mp3er.

Posted by: Kimmy | November 4, 2008 06:39 PM

GREAT NEWS!! Because you've all requested it, I'm now including links to mp3 downloads of ALL the free credit report songs. Add to your iPod, and enjoy!

Posted by: GarageSpin | November 4, 2008 08:16 PM

Hooray for Free Credit Report on my mp3er!

Posted by: Kimmy | November 5, 2008 05:04 PM

I Wonder How Long It Will be Until They Release The Medieval Fair Song, Anyone?

Posted by: Ted | November 8, 2008 11:12 PM

love free credit songs i have memorized them all

Posted by: Steve-O- | November 15, 2008 06:51 PM

who is the group singing the song and how can i find them on the internet?

Posted by: kelly | November 16, 2008 09:35 AM

you rock!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Posted by: Anonymous | November 22, 2008 01:04 PM

I LOVE THE SONGS IT IS SOOOOOO COOL TO WATCH!!! you should make one about not being able to buy a surf board for the beach becaus your identity was stollen! :) ps you look awsome

Posted by: Anonymous | November 22, 2008 01:07 PM

hi hi hi hi hi um um um um ive never had a tv sorry bud bud buddy bud ha he har to by I have a dog and a cat and i love cheese

Posted by: Anonymous | November 22, 2008 01:10 PM

is anybody reading this if you are please write something now to me

Posted by: Anonymous | November 22, 2008 01:13 PM

omg ive been look 4 these song like forever thanks sooo much im going to set them as ringtones

Posted by: Shanay | November 22, 2008 10:15 PM

Shanay: You're welcome! :)

Posted by: garagespin | November 22, 2008 10:47 PM

IF YOU WANT TO DOWNLOAD IT ALL YOU NEED TO DO IS RIGHT CLIK AND CLICK ON SAVE LINK AS

Posted by: Wjf;aowef | November 26, 2008 01:06 PM